How It Works

How You’ll Buy Stuff At Your Retail Store

After your merchandise is totaled at the store counter, you’ll wave your cell phone over the store’s RFinity-enabled terminal and then the transaction details are transmitted to your RFinity-enabled cell phone for your approval. If you don’t approve the sale, the transaction halts.

Once you give your approval, the transaction request is transmitted to the buyer’s financial institution for verification and processing. Both the buyer’s and seller’s financial institutions decode, verify, and authenticate the transaction. If both verifications are approved, then the money is transferred from the buyer’s account to the seller’s account. Both parties are notified of the transaction status. Once everything is approved, your cell phone receives a digital receipt and the transaction is complete.

Leave your wallet at home

Think about all that you carry in your wallet—credit cards, supermarket and other stores’ reward or loyalty cards, club cards, a library card, student ID—and the list goes on. Wouldn’t it be nice to get rid of all that extra weight? RFinity technology is here to help. With the power to securely consolidate multiple accounts and manage identities (like those found on customer loyalty cards), all the information on those cards in your wallet can be securely stored on your mobile phone and used when needed, turning your handset into a virtual wallet.

Want To Buy Your Neighbor’s Couch With Your Cell Phone?

Easy.

With RFinity, you’ll soon be able to make purchases on the spot, anywhere, anytime—even cell phone to cell phone. Here’s how it works: You’re at your neighbor’s garage sale and find the perfect second-hand sofa. If you and your neighbor have RFinity-enabled cell phones, the process is easy.

With cell phone in hand, your neighbor, the seller, creates a request for payment and transmits that request to your phone. You receive the request by simply waving your RFinity-enabled cell phone over your neighbor’s phone. You approve the sale and transmit it to an RFinity server that will validate and perform the transaction and send a confirmation to you and your neighbor. You get a digital receipt and the transaction is complete.

RFinity. Simple as cash, check, or credit card. Only more secure.

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